Saturday, July 18, 2009

Life Insurance Tit Bits

  1. Get the facts about Life Insurance read my book Life Insurance - The Cause of Economic Prosperity www.dorlanfrancis.com available at www.xlibris.com
  2. I have been selling Life Insurance since 1981; I hold a CLU (Chartered Life Underwriter), a CFP (Certified Financial Planner). I Did 17 years of research; during that time I looked at every major country around the world. I know this!
  3. When people seek to give you Life Insurance advice ask them what qualify them to speak on the subject. Appearing on TV is NOT a qualification.
People like to hear the word CHEAP and EASY so when they are offer cheap and easy Life Insurance advice it is embraced without question.

Did you know that America is getting poorer because of the kind of Life Insurance that Americans are buying?

Did you know that in 1955, 94% of all Life Insurance policies sold in the US was Whole Life and other cash value policies? US was creditor to world!

In 1981 the life insurance sold in the US was Whole Life 77% Term 23% and US ceased to be creditor to the world

By 1987 US net external assets was - US$420Billion Term Life Insurance that year 25% of policy sold. Onset of debtor Nation

While US was buying Term Life Insurance Japan was buying Whole Life. In 1987 Japan's Net External Assets was + US$270 Billion & new creditor to World

The people of SINGAPORE do NOT buy Term Life Insurance are they stupid, are they poor, are they being ripped off? The people of Singapore are some of the most prosperous people in the World.

In SINGAPORE in 1996 Policies sold were as follows: Whole Life Insurance 52.6% Endowment 44.2% TERM 2.1%

Get the facts about Life Insurance read my book Life Insurance - The Cause of Economic Prosperity. Visit www.dorlanfrancis.com The book is available at www.xlibris.com










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2 comments:

  1. business insurance quotesJune 14, 2011 at 9:15 AM

    I agree that everyone wants to have a cheaper policy and also tries to find out one that will save them some money. And before making a choice all of us decide which policy option will provide with more benefits as we all want to have greater return for the amount that we are investing.

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  2. RaizuFebruary 2, 2012 at 2:40 AM

    Short Term life insurance plans is for a specific time, starts form 10 year term life insurance plan, and goes up to even 30 years plan in some cases while as a full life insurance plans in for the whole lifetime. Some of well known life insurance companies provide compensation in health care costs, credit card bills, tuition, house payments, burial expenses etc of an individual’s family. After he is gone, in a very smooth and transparent manner, the compensation is given and that is the reason that most of the people in state sign up for carefully to such profession related companies. Whenever they are in need for a life insurance policy.

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